Our Process

What brings all of us a sense of peace, security, and ultimate satisfaction?

In our opinion, aligning our lives with our values. 

Our process aims to do just that with your assets.  All paths begin with:

The Envision® Process: which offers tools and technology you can use to identify your life expectations and prioritize those goals. It can help you decide on an appropriate investment strategy, track your progress, and rethink your approach whenever necessary. The process includes:

  • Defining major life goals
  • Prioritizing your goals
  • “Stress-testing” goals
  • Recommending a plan
  • Implementing the investment plan
  • Reviewing your progress
  • Revisiting goals & priorities as life situations change
We use your values and long-term goals, risk-tolerance objectives and time horizons to develop and continually update, focused financial strategies and investment plans. With extensive experience – through past good markets and bad – we provide insight which helps us offer balanced, diversified portfolios that address our client’s unique life circumstances.


IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.